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    Katie Watkins
    Katie Watkins

    Agent

    CONTACT OUR EXPERIENCED REAL ESTATE PROFESSIONALS

    Are you interested in buying a home? Look no further than a local real estate expert.
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    ESSENTIAL REAL ESTATE INSIGHTS

    How much do I need for a down payment on a home?
    Down payment requirements vary based on loan type and financial profile. While 20% is traditional, many buyers qualify with as little as 3% down through conventional loans or 3.5% via FHA loans.
    What’s the difference between pre-qualification and pre-approval?
    How does my credit score affect my mortgage rate?
    What are closing costs, and how much should I expect to pay?
    How long does the homebuying process usually take?
    Can I buy a home if I’m self-employed or have irregular income?
    What’s included in my monthly mortgage payment?

    What is a 2-1 buydown, and how does it work?

    Who pays for the 2-1 buydown—the buyer, the seller, or the lender?